Cash Advance & Factoring
How instant cash advances improved employee financial wellness by 91% and reduced turnover by 58%
Before vs After Root
See the dramatic difference Root's instant cash advances improved employee financial wellness.
Traditional Financial Support
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Access to Earnings
Delayed
Loan Dependency
High-interest
Employee Retention
Low
Absenteeism
More time off
User Experience
Paperwork-heavy
Root Instant Reimbursement Platform
Powered by
Access to Earnings
On-demand
Loan Dependency
0% interest
Employee Retention
+13% improvement
Absenteeism
-10% reduction
User Experience
Seamless Setup
CASE STUDY
Company
Regional Retail Chain
Industry
Retail & Consumer Services
Impact That Speaks for Itself
The implementation delivered measurable improvements across all key performance indicators within just 6 months.
+91%
Financial Wellness
58%
Turnover Reduction
45%
Absenteeism Reduction
$1M
Annual Savings
THE CHALLENGE
Limited financial flexibility and lack of support
stressed employees and hurt business performance
Expensive Emergency Options
Employees relied on costly payday loans during times of financial need.
Turnover from Financial Stress
Instability caused by money issues led to high employee attrition.
Operational Disruption
Increased absenteeism affecting store operations and customer service.
Limited Benefits
Lack of meaningful financial benefits made recruitment more difficult.
Administrative Burden
Managing emergency advance requests created time-consuming HR processes.
THE SOLUTION
Instant access. Flexible advances. Seamless integration.
A fast, credit-free way for employees to access earned wages—directly through a mobile app.
Fast Earned Wage Access
Instant access to earned wages through an easy-to-use mobile app.
Key Benefits
Immediate access to earned wages
Mobile-first experience
Flexible Wage Advances
Customizable advance amounts based on hours worked.
Key Benefits
Advance amounts based on work history
No credit checks or loan approvals
Seamless Payroll Integration
Simplify wage access with built-in payroll compatibility and financial wellness tools.
Key Benefits
Easy integration with payroll systems
Financial wellness and budgeting support
Trusted payment partner of leading global banks
Need clarity on ROI?
We’ve created a personalised guide to help businesses like yours measure returns on payout improvements.