Move Money Instantly Without Intermediaries
No intermediaries, no pre-funding needed, no hops, no delays - move money instantly account to account.
Automate Instant Bank Transfers
Power Instant Receivables, Payables & Money Transmission on your bank using 5 lines of code with real-time settlements, enterprise-grade reliability & world-class security. No intermediaries, no delays and no hidden fees
Trusted payment partner with leading global banks
99.99%
Uptime SLA
180+
Countries served
24/7
Global Support
Modern Money Movement Stack
Go Live in Days as Opposed to Quarters
Skip the 9-month+ process to integrate with your banks - get production-ready in days instead.
Real-Time Transfers With Global Reach
Connect your global bank accounts, manage liquidity with 1-click, move money with worldwide coverage.
Why Leading
Enterprises Choose Root
Power Instant Receivables, Payables & Money Transmission on your bank using 5 lines of code with real-time settlements, enterprise-grade reliability & world-class security.
Move Money Instantly Without Intermediaries
No need to pre-fund millions of dollars into intermediary accounts. Keep money in your core bank sweep account and let it earn yield. Improve financial operational efficiency multifold.
Safeguard Your Money
Intermediaries are often unlicensed and your hard earned money is at risk without any real federal backed guarantees. Letting money stay in your bank immediately safeguards against this.
Instant Speed
Move money at the speed of a text message. With continuous tracking and no reconciliation risks, streamline your payment operations to the next level.
Go Live in Days
Integrating with your bank is daunting and can take over 9 months without Root. With Root, it's just a few clicks and 5 lines of code, with multifold operational efficiency and reliability.
Unified API Integration
Use a single API to access all features across all banks — significantly simplifying development and reducing integration time.
Developer-Friendly Docs & Tools
Designed for speed—complete with sample code and a clear API reference for fast implementation.
Real-Time Transfers With Global Reach
Connect all your global accounts with Root. Manage liquidity, treasury and transfers with global connectivity across all rails like Fednow/RTP, ACH, Wire, UPI, Pix, SEPA, Crypto, Stablecoins & others.
Treasury & Liquidity Management
Pool cash across all your global treasury functions at one place. Move money to ensure liquidity with the best FX rates at lightening fast speed. Never run into liquidity risk.
Global Transfers
Send and receive money directly across 180+ countries with local currency support and real-time FX rates.
How Root Works
From idea to instant transfers in just a few steps. Explore Root’s payout system: sign up, connect Postman, run simulated payouts, and test webhooks-all in a safe test mode.
Tailored for the Way You Move Money
Staffing & Workforce
Reduce turnover by 30% with instant access to earned wages.
Expert Networks
Accelerate expert payments and boost satisfaction by 85%.
Insurance Claims Processing
Speed up claims and boost satisfaction by 78% with real-time payouts.
Creator Economy
Drive platform engagement by 92% with instant global payouts.
Bill & Vendor Payments
Cut processing time by 90% with real-time cash flow and fraud protection.
Travel Reimbursements
Deliver same-day reimbursements and improved employee satisfaction by 88%.
Payroll & Embedded Payroll
Simplify payroll integrations, offer real-time payouts, and improved user retention by 82%.
Cash Advance & Factoring
Support employees with on-demand wage access and reduce turnover by 58%.
Global Remittances
Reduce cross-border payment friction at scale and improve delivery speed by 95%.
Join the Ecosystem
100+ top apps are available to integrate seamlessly with Root.
Frequently Asked Questions
Root eliminates intermediaries to save you money and ensure compliance.
Got any specific questions?
Root is an instant money movement platform that enables marketplaces and platforms to connect directly with their bank accounts to configure and initiate API-based payouts and money movement workflows. By eliminating intermediaries, Root provides real-time settlements, enterprise-grade reliability, and cost efficiency, all integrated with just five lines of code.